We've compiled a comprehensive list of caravan insurance providers that cover a range of caravan types including touring caravans, onsite caravans, motorhomes, campervans and camper trailers. Quotes can be obtained directly from the provider.
| Insurer | Parent Company | Website | Phone |
|---|---|---|---|
| AAMI | Suncorp Group | aami.com.au | 13 22 44 |
| Allianz | - | allianz.com.au | 13 10 00 |
| Apia | Suncorp Group | apia.com.au | 13 50 50 |
| CGU | Insurance Australia Group | cgu.com.au | 13 24 81 |
| CIL | Suncorp Group | cilinsurance.com.au | 1800 112 481 |
| GIO | Suncorp Group | gio.com.au | 13 10 10 |
| QBE | - | qbe.com.au | 13 37 23 |
| MHIA | - | mhia.com.au | 1800 676 700 |
| NM Insurance | - | nminsurance.com.au | 1300 019 411 |
| NRMA* | Insurance Australia Group | nrma.com.au | 13 21 32 |
| Suncorp | Suncorp Group | suncorp.com.au | 13 11 55 |
| WFI | Insurance Australia Group | wfi.com.au | 1300 934 934 |
| Youi | OUTsurance Holdings | youi.com.au | 1300 258 381 |
| Insurer | Parent Company | State | Website | Phone |
|---|---|---|---|---|
| NRMA | Insurance Australia Group | New South Wales | nrma.com.au | 13 21 32 |
| RAA | - | South Australia | raa.com.au | 08 8202 4567 |
| RAC | - | Western Australia | rac.com.au | 13 17 03 |
| RACQ | - | Queensland | racq.com.au | 13 19 05 |
| RACT | - | Tasmania | ract.com.au | 13 27 22 |
| RACV | - | Victoria | racv.com.au | 13 72 28 |
Obtaining caravan insurance in Australia is a no-brainer, and no less important than insurance for a motor vehicle.
Like a motor vehicle, a caravan is a significant asset. Insurance helps cover the cost of repairs or even a replacement under certain circumstances, in case of an accident or theft. Comprehensive policies can also cover the contents inside the caravan.
Many policies provide liability protection, covering damage caused to others' property or injury arising from an accident involving your caravan. This is particularly important as liability claims can be financially devastating.
Caravan insurance often includes coverage for incidents during travel, such as towing accidents, breakdowns, or roadside assistance. This ensures peace of mind on long road trips.
Given the popularity of going off the beaten track in Australia, specialised insurance can cover you in remote areas which a standard policy may not.
While not legally mandatory, caravan parks and campgrounds may require liability coverage before allowing stays. This is especially true for premium parks.
Many locations in Australia outside of cities and large town centres can be harsh and prone to flood, bushfire, and severe weather events, making adequate insurance crucial to protect against unforeseen risks.
Caravan insurance policies vary so it's essential to compare providers and understand what's included, such as coverage for contents, accidental damage, or off-road use. Policies may also have exclusions, like limits on coverage in unregistered caravans or specific regions.
By securing the right insurance, caravan owners can enjoy their holidays with greater peace of mind, knowing they're protected against potential financial losses.
An overview of the caravan types available in Australia, catering to different travel needs and lifestyles. The cost of insurance cover will vary depending on the type, value and usage of the caravan, amongst other considerations.
A traditional caravan with a solid roof and walls, offering comfortable living amenities such as beds, a kitchenette, and a bathroom. Ideal for families or couples seeking convenience.
Features a roof that can be raised for more headroom when stationary. The lower profile when the roof is down makes it more aerodynamic and easier to tow.
Combines the compactness of a pop-top with expandable sections that slide out or fold down to create extra sleeping or living space.
Built for rugged terrain with reinforced suspension, chassis, and higher ground clearance. Perfect for exploring Australia's outback and remote areas.
A cross between a caravan and a camper trailer, offering off-road capability with a mix of hard walls and canvas extensions for compact storage and lightweight towing.
A lightweight and compact option that unfolds into a tent-style setup. Ideal for budget-conscious travellers or those who enjoy a more outdoor camping experience.
A larger caravan designed to be towed by a large ute (think American pickup trucks) with a special hitch mounted in the tray. Offers spacious interiors, often including slide-out sections.
A small, lightweight caravan shaped like a teardrop, typically with sleeping space for two and a rear kitchenette. Great for solo travellers or couples on short trips.
A caravan with a built-in garage at the rear, designed to carry motorbikes, bicycles, or other recreational equipment, alongside living quarters.
Classic, retro-style caravans that have been restored or built to emulate vintage designs. Popular among enthusiasts and those seeking a nostalgic vibe.
While technically not a caravan, motorhomes combine transport and living quarters into one vehicle, offering maximum convenience for long trips.
Each type of caravan has its pros and cons, so choosing the right one depends on your travel style, destinations, and budget.
As of 2024, there are approximately 850,000 registered recreational vehicles (RV), including caravans, in Australia. This figure represents a record high, highlighting the growing popularity of caravanning and camping in the country. The industry has seen significant growth over recent years, with manufacturers and imports both contributing to the increase in registrations.
Caravan ownership in Australia varies significantly across states and territories, influenced by factors such as population, climate, and outdoor culture.
1. Queensland leads the country with over 200,000 registered vehicles, making it the state with the highest ownership numbers. Its sunny weather and outdoor lifestyle are key contributors to this trend.
2. Victoria comes second with approximately 185,000 registered vehicles, reflecting its popularity for caravanning in regions like the Great Ocean Road and the High Country.
3. Tasmania stands out with the highest recreational vehicle ownership per capita, at 43 caravans and campervans per 1,000 residents. This aligns with its appeal as a compact destination with stunning landscapes.
4. Western Australia also has a high per capita ownership rate, driven by vast road-trip-friendly distances and iconic destinations like the Kimberley and Margaret River.
5. New South Wales, South Australia, and Northern Territory combined have comparatively moderate to lower ownership rates, with the Northern Territory having the lowest per capita rate of recreational vehicles (8.5 per 1,000 residents) due to its smaller population and unique geographic challenges.
Overall, caravan registrations across Australia reached an all-time high in 2023, totalling nearly 859,000 vehicles, a 21 percent increase since 2019, reflecting the growing popularity of this travel mode.
Caravan-Insurance.com.au is here to help Australians find the best caravan insurance provider for their needs. When we couldn't find anything in the market that helped caravan owners shop for a better provider, we decided to create it ourselves.
We've researched the market to come up with a list of insurers that can provide cover for your caravan, motorhome, campervan or camper trailer. Our listings are reviewed regularly so check in with us again when your policy is due for renewal.